Diploma in Housing Finance ( DHF)

• Duration : Three Months
• Mode : Total Correspondence
• Exams : Diploma Course
• Eligibility : XII or equivalent in any discipline

Programme Design :

The Diploma course in Housing Finance is structured as a three month correspondence course. Every fotnight, study material will be sent to students. The course is based on distance learning format. In addition to study material the students will also receive Accommodation Times and other reference materials.

COURSE SYLLABUS

STUDY MATERIAL - 1

• Introduction to Housing Finance
• Housing Finance Scenario in India
• Housing Finance Scenario Abroad
• Sector Magnitude
• Statutory bodies and Law
• Statistics

STUDY MATERIAL - 2

• Housing Finance Process
• Players and their credit policies
• Documentation
• Interest rate calculations and EMI
• Various schemes in offing

STUDY MATERIAL - 3

• Legal aspect
• Transfer of property Act
• General terms in sale transactions
• Stamp Duty and Registration Procedures
• Sale deed and Mortgage terminology
• Securitisation Act

STUDY MATERIAL - 4

• Principles and Practice of Real Estate
• Defining Real Estate according to Law
• Its dimension and demand assessment

STUDY MATERIAL - 5

• Fund Raising Avenues of Housing Finance Companies
• NHB, procedures and reporting formates
• Advances
• Securitisation deals
• Depository Avenues

STUDY MATERIAL - 6

• Problems and Solution in Housing Finance Sector
• Fraud detection techniques
• Matching Customer's expectation with Credit Policy of the HFCs
• Industry specific problems
• Valuation